sir,i have seen an advertisement in paper regarding loan @3% p.a ,i have applied to company named VERTEX CAPITAL GROUP,against agriculture land .but they are asking for 18,800 as legal charges for Rs.9 lakhs loan, and also they are asking for SOLVENCY CERTIFICATE and NO OBJECTION CERTIFICATE from TAHSILDAR. now my questions are
1.is it possible loan @3%,
2.before going to loan ,what are required details about company ,we should enquire
3.why they are asking for those certificates
4.how to getthose certificates
please advice me
