My father owns a flat in Mumbai (The flat has been recently transferred in his name and Original Share certificate is available).
This is an old society (Estd. 1963) and we do not have the agreement papers. I recently approached a bank for an education loan with an intent to provide this flat as a collateral, wherein they informed me that only share certificate is not sufficient. I was asked for the property card or the agreement copy. They also asked me about conveyance, which I found from the society office to have not been done yet.
What should be the way ahead and how to obtain the necessary documents or alternatives. Please also throw some light on the approximate costs that will be incurred.