hello,
WE ARE HAVING A SMALL FACTORY IN MUMBAI.WE HAVE BEEN PAYING ESIC AMTS FOR THE LAST 10 YRS FOR OUR WORKERS.THIS FEB OUR ONE WORKER MET WITH AN ACCIDENT IN SATARA. SHE WAS IN SATARA FOR COMPANYS WORK I.E ON OFFICIAL FACTORY WORK.SHE MET AN ROAD ACCIDENT.SHE DIEED INSTANTLY.WE FILED FOR THE CLAIM TO E.S.I.C.BUT THEY REJECTED OUR CLAIM ON THE BASIS OF THAT THE EMPLOYEE HAS NOT MET THE ACCIDENT IN THE FACTORY. AND ALSO THAT THEY STATE THAT THE EMPLOYEE WAS NOT AT SATARA FOR THE FACTORYS WORK.{THE EMPLOYEE WAS AT SATARA TO SHOW SAMPLES TO THE PARTY}.
SO NOW WHAT SHOULD I DO TO RECOVER THE ESIC AMT.PLEASE ADVISE US.