Hello,
1) "I purchased a flat from the seller in 2004 and continued the ongoing bank loan, which was in the name of the first owner.
2) I made a confirmation deed in 2011 and paid the required stamp duty.
3) In 2018, I paid off all bank loans.
4) When I applied for society membership, the society disallowed my membership claiming that my confirmation deed is invalid. They allege that during the flat's registration at Ragistrar office, the original allotment letter was in the bank's custody, and I committed forgery by creating a confirmation deed without attaching the original allotment letter.
5) The first owner and the bank never made any claims, and the first owner even provided a written NOC in our favor.
Sir, my concern is -
1) Yes, it's true that during registration in 2011 (confirmation deed) I attached a photocopy of the Allotment Letter since the original was with the bank, and bank loan close around 2018.
2) Making a confirmation deed and paying stamp duty without attaching the original allotment letter (photocopy was attached) is fraudulent?
What's the solution to this?