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Suresh reddy (student)     22 September 2016

Credit score effected due to bank

I had taked loan in Bajaj finance where in I had given ECS in ICICI bank but for 2 EMIs they had  dropped in citi bank but not in ICICI bank and due to which ECS bounce happend which ther by efected credit score

Query:Can I sue bajaj finance for this?If so how and where I need to conatcat.Can I inform to BAnks of obusmand



Learning

 3 Replies

Kumar Doab (FIN)     22 September 2016

It is serious deficiency.

 

Write to M/s Bajaj finance and ask to supply free copy of your CIBIL credit report showing member's name (M/s Bajaj finance), communication sent to CIBIL on deliqueency, communication sent to CIBIL accepting its default and asking to remove deliquency/defalt, and beg apology in writing and offer you satisfactory compensation/damages.

 

You can approach BO,DCDRF.

 

 

 

 

Suresh reddy (student)     22 September 2016

Hi Sir,

Thanks for your reply.

My Query is Can I sue for good money for my loss?

Kumar Doab (FIN)     22 September 2016

Consult your own counsel and ask about civil suit for damages, Torts etc etc............

 

The NBFC,Banks claim unprecedented fiance charges, penal charges, interest at sky high rates e.g @ 3.75%pm


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