Dhfl cheating

Can anyone please guide me what should i do??
I have initiated a mail thread had telephonic conversation but it doesn't seem to be effective, i think i may have to go through legal channels.

What are my options ? should i go to consumer court? or normal court?  

Dear Sir,

1) Please check the Loan Agreement and the terms, particularly processing fee, rate of interest, prepayment, interest reduction clause, part prepayment etc.

2) Calculate exact amount / installment payable by you. You can work out it in excel using readymade formulae.

3) Issue a letter pointing out exact discrepancy and the correction you want.

4) Approach RBI ombudsman ( NBFC) submitting your grievance in detail.

In my opinion, you can also proceed under Consumer Protection Act, as a consumer.

Hi Dahake,

Thanks for replying

1) Everything i have done is according to agreement moreover they cannot steal my money and put it into someone elses account with any kind of loan agreement they have got me signed, can they?
actually they have done blunders by kind of stealing my money, only thing is that they are saying that it is by "mistake" whenever i catch them and still reluctant to rectify it correctly
 

2) I already calculated exact amount and installment payable by me, i have already attached the excel sheet with data and there ammortization 
 

3) i already did the exact thing mail thread is going on from 29 sep it has been more than one month now without satisying answer (i can paste the mail thread here if that is required or can help)

4) Ok so should i go with NBFC or consumer court which would be more beneficial for me in overall terms.

Can i also get advocate from this forum if i choose to go ahead
T

hanks a for for all the help in advance

Hi Vishal,

 going with NBFC and consumer court are not in the alternate. You can lodge your grievance with RBI ombudsman ( Authority over Banks / NBFC) for resolution. All these remeadies will not cost you anything but for your personal time. I could solve my own case through ombudsman and follow up route although it took some time.

 Going to consumer court will involve both time & money and some patience.

If you are in Mumbai, feel free to contact to discuss further. You may give your contact details by Private Message, if you so please.