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Articles by Ramalingam K

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Can low cost providers offer the best financial planning services?

  Ramalingam K   01 April 2016 at 11:11

What do sportsmen like Lionel Messi, M S Dhoni, Tiger Woods, Serena Williams and Novak Djokovic have in common? Well they lend value to the country, club or team which they are associated with. It is their skill set which help their respective teams ..


Posted in Others  9 comments |   622 Views


5 Things to know before purchasing a house or flat from the builder

  Ramalingam K   25 January 2016 at 11:04

Are you planning to buy your dream house? Have you made the final choice for your ideal home and just left with signing of the house agreement? Is your home loan approved? Are you also done with all the other major formalities? If the answer to the a ..


Posted in Others  7 comments |   2524 Views


How to Get out and Stay out of Debt?

  Ramalingam K   17 May 2012 at 11:52

In spite of steady, regular income there are so many individuals who live paycheque to paycheque, carry their credit card outstanding, and fail to save anything for retirement. If you are one of them, now is the right time to take action to come o ..


Posted in Others |   1350 Views


A Step by step Guide for Buying Resale Property

  Ramalingam K   20 March 2012 at 12:43

A resale property: Who does not wish to live in a house of their own? Buying a new flat will take a long time, so some of us may wish to settle for buying a resale property. However buying a resale property could involve many legal and other p ..


Posted in Others  1 comments |   4639 Views


All you wanted to know about Company Deposits

  Ramalingam K   19 March 2012 at 15:19

Company Deposits are simply nothing but fixed deposits in companies that earn a fixed rate of return over a period of time. Company deposits are really down-to-earth products. The influential advantage of the company deposits is its plain simplici ..


Posted in Others |   1469 Views


Are you guilty of financial infidelity with your partner? Have a look

  Ramalingam K   20 February 2012 at 12:44

Stories of financial infidelity: Mahesh, a successful upcoming software engineers life was in a real mess; it is good he realized it at least now. He had come to meet me for financial advice and plan. He started doing online trade after ..


Posted in Others  2 comments |   1699 Views


Financial Planning Lessons from Republic Day

  Ramalingam K   25 January 2012 at 17:47

Independence Day India obtained its independence from British Rule on 15th August 1947. India became independent and wants to develop and prosper with its own decisions. Constitution Though we are independent, we were not having our own constitution ..


Posted in Others |   948 Views


8 Investment Myths To Be Avoided

  Ramalingam K   15 December 2011 at 17:15

Today I am going to debunk a few investment myths. You will know why individual investors are failing miserably and how you can avoid being one of them. 1. I am too young to plan for retirement Have you started planning for your re ..


Posted in Others  2 comments |   1629 Views


Unusual Gifts

  Ramalingam K   15 December 2011 at 17:15

Sweets, crackers, gold coins, and jewels are the items which come to our mind when we think about Diwali gifts. Let me unbundle some unusual gift ideas for this Diwali here. Gift ideas for children: 1) Piggy bank: This may not be a great i ..


Posted in Others |   2044 Views


A Personal Finance Checklist for Newlyweds

  Ramalingam K   13 December 2011 at 23:35

Getting married is one of the most important events in your life. There is so much to considerthe flowers, the jewel, the dress, the venue, the photographythe list goes on. Once you are back from the honeymoon, the daily life of marria ..


Posted in Others |   1712 Views