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Articles by T.R.Radhakrishnan

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The pathway to effective NPA Resolution

  T.R.Radhakrishnan   05 August 2019 at 17:44

To look at is one thing. To see what you look at is another. To understand what you see is third. To accept from what you understand is most important. But to act on what you accept is all that really matters. Isn�t it?� It is very much a ..


Posted in Corporate Law |   388 Views


Section 14 of Sarfaesi Act

  T.R.Radhakrishnan   05 October 2018 at 16:13

ROLE AND POWERS OF DISTRICT MAGISTRATE / CHIEF METROPOLITAN MAGISTRATEAmendment to SARFAESI Act introduced in 2013 brought out certain changes in the Act wherein under section 14 compulsory filing of an affidavit by the secured creditor through their ..


Posted in Others  6 comments |   5228 Views


Whither decision banking in banks?

  T.R.Radhakrishnan   17 July 2018 at 10:31

The most important aspect in credit appraisal and assessment and monitoring in banking is the capacity of the sanctioning, monitoring, and reviewing authorities to take timely decision based on the performance of the past and the prospects of the fut ..


Posted in Others |   276 Views


Management of NPA

  T.R.Radhakrishnan   21 June 2018 at 12:20

Management of NPA ..


Posted in Others |   1308 Views


The great jewel scam. Is it system failure?

  T.R.Radhakrishnan   21 February 2018 at 16:48

The great jewel scam that is rocking the nation has opened up a Pandora Box on how the banks have become soft target for unscrupulous scam creators in connivance with the bank officials. It is apparent from the modus operandi of the operations that i ..


Posted in Others  1 comments |   376 Views


The 2G judgment of trial court: The travesty of truth and justice

  T.R.Radhakrishnan   27 December 2017 at 17:10

'There may be times when we are powerless to prevent injustice, but there must never be a time when we fail to protest.' The recent judgment of the Trial Court in the matter of 2G scam denotes yet another failure of the conscience and conscio ..


Posted in Others  7 comments |   723 Views


Recovery of non performing assets (NPA)

  T.R.Radhakrishnan   08 April 2017 at 12:13

RECOVERY OF NON-PERFORMING ASSETS (NPA)RECOVERY WITH A HUMAN TOUCH.Supreme Court of India in its judgment on In Olga Tellis vs. Bombay Municipal Corporation (AIR 1986 SC 180 AT 193) observed, "The question which we have to consider is whether th ..


Posted in Others |   1794 Views


Management of Non Performing asset (NPA) - The Wilful Defaulter Syndrome

  T.R.Radhakrishnan   23 December 2016 at 10:55

Reserve Bank of India introduced the scheme of wilful defaulter in pursuant of the instructions of Central Vigilance Commission during the year 1999 and subsequently modified as per the recommendations of the Working Group constituted by RBI in consu ..


Posted in Others  4 comments |   782 Views


Management of Non Performing Asset (NPA)

  T.R.Radhakrishnan   12 December 2016 at 13:35

Importance of TrainingThe advent of banking reforms in India has brought the concept of NPA (Non Performing Asset) which has changed drastically the perception and approach of the bank and the customer when dealing with loans financed by the bank. Th ..


Posted in Others  4 comments |   717 Views


Truth in the criminal justice system

  T.R.Radhakrishnan   21 October 2016 at 11:17

Committee on Reforms of Criminal Justice System Government of India, Ministry of Home Affairs Report VOLUME I states, "TRUTH AND JUSTICE". Truth does not pay homage to any society ancient or modern. But society has to pay homage to truth or ..


Posted in Others  1 comments |   866 Views