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Articles by T.R.Radhakrishnan

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Management of NPA

  T.R.Radhakrishnan   16 January 2015 at 11:27

IMPORTANCE OF HUMAN RESOURCES. Management of non-performing asset (NPA) is one of the foremost challenges of the banks and financial institutions. Most of the time while finding solutions to this issue, the more important aspect of human resources is ..


Posted in Others  4 comments |   2856 Views


SARFAESI Act - Asset classification and definition of NPA

  T.R.Radhakrishnan   11 September 2014 at 11:11

A host of petitions have been filed in the Supreme Court challenging the constitutional validity of SARFAESI ACT under Section 2(1) (o) of the said Act which is ..


Posted in Others  3 comments |   7012 Views


SARFAESI Act - The Legal Position of the Authorised Officer

  T.R.Radhakrishnan   23 May 2014 at 12:14

The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI ACT) was enacted by Government of India to enable banks and financial institutions “to realise long-term assets, manage problems ..


Posted in Others  9 comments |   10587 Views


SARFAESI Act - What is legally recoverable debt?

  T.R.Radhakrishnan   26 February 2014 at 18:21

The Recovery of Debts Due to Banks and Financial Institutions Act, 1993 and The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 were enacted by the Government to be exclusively ..


Posted in Others  5 comments |   7174 Views


DRT- The Influencing Factor

  T.R.Radhakrishnan   28 October 2013 at 12:07

Whats in a name? This famous quote of William Shakespeare raises a pertinent question, Do names matter? The answer is, To a remarkable degree, they do. ..


Posted in Others  9 comments |   2319 Views


SARFAESI Act Management of NPA (Non Performing Assets) - Part 1

  T.R.Radhakrishnan   01 October 2013 at 18:53

"Economic policymakers require an enormous dose of humility, openness to various alternatives (including the possibility that they might be wrong), and a willingness to experiment," Reghuram Rajan, ..


Posted in Others  4 comments |   4380 Views


Conquer Self to achieve success

  T.R.Radhakrishnan   12 August 2013 at 11:47

Success in life is not a chance but a choice and that too your choice. The problem that people face is how to make that choice and to realise that choice too ..


Posted in Others  10 comments |   2433 Views


Credit Monitoring in Banks: The Borrower Factor

  T.R.Radhakrishnan   06 August 2013 at 10:58

Proper monitoring of credit in banks has assumed greater significance in the effective management of lending. ..


Posted in Others  1 comments |   2945 Views


The Bank and the Borrower

  T.R.Radhakrishnan   22 July 2013 at 13:36

A RELATIONSHIP OF TRUST AND UNDERSTANDING. The advent of banking reforms in India has brought the concept of NPA (Non Performing Asset) which has changed drastically the perception and approach of the bank and the customer ..


Posted in Others  7 comments |   2941 Views


Recovery of Non Performing Assets

  T.R.Radhakrishnan   19 November 2012 at 11:23

Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 promulgated by the Government ..


Posted in Others  8 comments |   3776 Views