Anonymous
18 March 2022 at 19:15
My Uncle passed away three months ago. My Uncle had availed Mudra Loan for Business, Car Loan (His wife is co-borrower) and Home Loan taken jointly by self, his wife and his son. After his passing away, we informed the Bank of his demise. Now, the Bank before transferring the funds from his savings account to registered nominee's (his son) account, had cleared the loans availed by him.
The Mudra Loan was entirely cleared.
For the Car Loan, the loan was availed in 2016 and the EMI's had regularly been deducted from his wife's account. Now, the Bank wiped the entire outstanding dues from the savings account, without any intimation to his family members and nor to the co-borrower of the loan, his wife. Is this justifiable on the part of the Bank to clear the dues without any intimation.
Because of this, the family is facing financial difficulties. We have filed the internal complaint with the Bank, but they keep on responding the transactions done to clear the loans.
IS NOT THE BANK REQUIRED TO INTIMATE EITHER TO THE FAMILY MEMBER, OR NOMINEE OR CO-BORROWER OF THE LOAN?
What is the remedy available?
Anonymous
16 March 2022 at 17:52
Respected Lawyers
I purchased a mattress from a store and within a month it started sagging and also had pungent chemical smells. I reported the case to shop and manufacturer and they picked up the mattress to their factory. They said that had repaired the mattress by replacing the foams inside mattress. The product was shipped back to me. Within a week the mattress started sagging again and also the same chemical smell. I called the shop and manufacturer about the same and asked for refund, to this they are saying refund is not possible and I need to send the mattress again to the factory for repair.
Now I am not comfortable to send it back as I doubt their intention. When mattress is inside their factory they can make a false claim something like water damage etc to reject the claim.
Also if they claim any such thing will it be difficult for me to file a consumer case against them?
will it be a week case?
Should I straight away file a consumer case against them?
Thanks and Best Regards
Anonymous
16 March 2022 at 15:57
My father was accidents in 2002, he died in 2005 by heart attack.in accident leg was so injured 2 major operation held first operation amount (nearby 2.5 lac) given by bank where's my father was service & second surgery bill copy missed and hospital group now close no original/duicate bill we can found. My father suffers 3 year and constant on leave because of accident injury. First 6 month he got strictly tottaly bad rest and not go to office for work bank give earn leave sick leave and other credit leave which all have my father save or earn for his 33 year lifetime service in same establishment. he earn per month 40,000/- (20 year ago from today ). Bank give only leaves amount not salary and first surgery bill amount 2.5 lac all credit leave enchased wasted due to accident. District level mact court in 2017 order to not give us any compansation court says not any financial loss occurs but so much financial loss happen due to accident. Like leave watsed, salary, and second surgery bill which we missed also 1.5 lac costs. So what we can do ? Can we go high court appeal ? And which compansations we are legally liable ?
Anonymous
15 March 2022 at 13:16
To
All senior respected experts
The Brief fact is:
The Company with which i am concerned have a guest house which they want to give on hire to organize various religious ceremony.
For booking of this house they use online booking and payment system.
The Company engaged a Payment Gateway Company to facilitate the above referred online booking and payment system.
That Payment Gateway Company give us a FORM called KYC wherein various details of the company are required to filled up.
When we ask them that "Is it mandatory, their reply is as per RBI guidelines it is."
But going through RBI guidelines on KYC their is no such compulsion of giving filled up KYC to any one (including a Payment Gateway Company).
Now my query is can anyone claim KYC from their customer(here from our company) by just referring RBI guidelines.
I think it is a vital issue because general customer is quite unaware of coverage of such guidelines.
Your views might be very helpful to us.
Regards
Abhijit
Anonymous
10 March 2022 at 07:15
Hi!
Recently TATA Sky rebranded as TATA Play. Before rebranding happened I upgraded by set-top box to Binge+ after a Month of Free Trial was over before doing the recharge I asked the TATA Guys to remove Amazon Prime Subscription for me as I no longer needed it. That month everything was ok but next Month (This Month) they deducted money for Amazon Prime Subscription in addition to my regular recharge and got my main account balance to Negative and now they’re blaming me that I have activated the Amazon Prime Subscription from my end and not ready to refund the Amount. I spoke to the Amazon Customer people and they confirmed that activation of services had been done at TATA’s end!
Please guide me as I want to file a complaint in the Consumer Forum.
Thanks & Regards,
Pradip
Anonymous
09 March 2022 at 18:41
In case of member holds 2 or 3 or more flats in the CHS in its name -
1)Is the membership in a cooperative housing society counted as 1 irrespective of no of flats the member is holding in its name?
2)How many votes can a person cast in case it has 2 or 3 flats in the housing society?
3) How are the society dues defined in case of multiple flat holding by the member? is it treated separately for each flat or is it cumulative?
4)Who can be qualified as defaulter and can a defaulter attend society's general body meeting and whether defaulter can vote in such meeting?
5) What if the member has more than one flat and has partially paid up the society bills for only one flat- Can the member be qualified as defaulter & can such member attend & vote in the general body meeting.
RKP
09 March 2022 at 03:38
I am located in Mumbai.
My lawyer who is looking my case is not reachable since a month. His office is closed all times. His multiple mobile numbers along with his family member's mobile numbers are all switched off.
I am unable to contact him.
How do I get the residential address of my lawyer?
Can court provide me the lawyers residential address if I show them my case number which he handles?
Anonymous
05 March 2022 at 11:45
The RP of the company currently in CIRP has denied to pay the workers who are coming to the plant on the basis of No work no pay policy.
Query : Can RP eliminate employee cost during the CIRP ?
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Mandaps erected for functions next to my window
Dear Experts,
I am currently a member of a CHS n Mumbai, Maharashtra, my Society passed a resolution in the SGM permitting the use of open spaces for functions and parties quoting bye-law 70.
The problem is that the open space that is permitted was shown as a garden area in the building plan, it's a small open space and when the mandaps are erected they block my window and access to fresh air and the noise and nuisance that occurs during these functions are horrible, including the garbage that left for me to view until it is cleaned is an eyesore.
since they have quoted a bye-law, can I in anyways persuade our society or take any legal action for preventing this nuisance, only the ground floor people are affected by this.
Regards