Anonymous
20 January 2010 at 20:52
Sir,
I have lost my credit card long time ago (23-Jan-2004) which was issued by Standard Chartered, just after I lost the card I have submitted my requisition to block the card on 24-january-2004 and which was duly acknowledged by the Standard Chartered bank personnel.
But after 6 years I have received a legal notice showing that I am defaulter for some amount which was not used by me at all.
When I have contacted the customer care the say the card was in used till October, 2004 so please guide me on how to proceed further.
Please find the attachments of scanned copy of the letter submitted to the Standard Chartered and their legal notice to me.
The Standard Chartered Bank people are harassing me via phones and also thru legal notices ( attached in this mail), I am planning to file a CASE against them, please advise on this sir, an early response would be help full to me.
An early response would be highly help full to me.
Thanking you,
Anki Reddy
Cell: +91-90000 81513
Anonymous
20 January 2010 at 20:50
Sir,
I have lost my credit card long time ago (23-Jan-2004) which was issued by Standard Chartered, just after I lost the card I have submitted my requisition to block the card on 24-january-2004 and which was duly acknowledged by the Standard Chartered bank personnel.
But after 6 years I have received a legal notice showing that I am defaulter for some amount which was not used by me at all.
When I have contacted the customer care the say the card was in used till October, 2004 so please guide me on how to proceed further.
Please find the attachments of scanned copy of the letter submitted to the Standard Chartered and their legal notice to me.
An early response would be highly help full to me.
Thanking you,
Anki Reddy
Cell: +91-90000 81513
Parthasarathi Loganathan
20 January 2010 at 20:23
When I was a Law Student during the mid 80s, I felt that, to become a successful lawyer, one should have three basic entities required for the profession. I presumed these three entities are Money Power, Muscle Power and Political Power. Since all these aspects were absent to support me on the long run, I did not take up law practice. Though I am settled as a successful banker in its IT field I am still puzzled about that decision and conclusion. I find even without talent and knowledge about law one can survive in this profession successfully as I see many lawyers even from my own family fall under this category. I do not know as to Whether I am right or wrong. Academic brilliance and inherent professional talents would hardly come to the rescue to make a mark in the society. I invite all learned brothers to join this debate.
Vinay Jain
20 January 2010 at 17:19
Hi. This is a bit urgent since I am intending to join some good AOR as soon as possible to learn good litigation work. Can somebody please suggest names of few good Advocate on Records (under whom one can learn good work) who will be designated as Senior Advocate / Senior Counsels by Supreme Court in next 1 or 2 years. Date 20.01.2010.
Friends, thank you for your cooperation.
Vinay
vinay.jain1101@gmail.com
098929 31085
Vinay Jain
20 January 2010 at 16:07
Can somebody please suggest names of few good Advocate on Records (under whom one can learn good work) who will be designated as Senior Advocate / Senior Counsels by Supreme Court in next 1 or 2 years. Date 20.01.2010.
kamakhya Prasad
20 January 2010 at 15:21
I want to know where an IC can lodge grievances for any thing related to insurance or problems
Anonymous
20 January 2010 at 13:20
my neighbour is having poultry feed unit. as a result of that we are facing problem of smell from last 20 years. He got permission from MPCB under Water Pollution Act(simlified concent)in 1993. can it be nullified on the ground that we are facing problem of air pollution and there is no water pollution at all....
Anonymous
19 January 2010 at 22:10
i want to write junior civil judge exams in Andhrapradesh please suggest any guidelines books and material
ANIL TREHAN
19 January 2010 at 19:10
Dear Sir,
Recently i cleared QLTT and going to be registered as a solicitor in England and Wales after fulfilling the very tedious procedure. I was assured by the mediator for placement in big LPO after clearing QLTTb but now he left this industry and moved abroad. Now i want to know whether i am having good future in a corporate sector or not ? as well as is there any special place or immunity available to solicitor in Supreme Court of India or not ? Thanks
God Bless
Anil Trehan
nl.trhn@gmail.com
09988021789
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Home Loan issue with ING Vysya Bank at Hyderabad
Dear Sir,
In April, 2007, ING Vysya Bank has sanctioned Rs. 70 lacks towards the Plot cum House construction on my property at the Servy no 1910, Rajeswari Layout, Kondapur, Hyderabad. Out of the sanctioned amount the ING Vysya Bank has released only Rs 29 lacks toward the PLOT of area 300 sq yards and stared collecting monthly interest on the released amount, they have collected the interest for 18 months. But later I came to know that the entire layout of 300 acres ((in which my PLOT is also exist)) has been submerged with some legal implications in the court ((understood that the legal case is been happening between the original land lards and Venture seller by then)).
However, The Govt Offices is not permitting to do construction in the entire layout in which my PLOT is also exists and hence I also could not do construction on my PLOT eventually I could not avail the rest of the balanced Loan amount of Rs. 41 lacks out of the original sanctioned Rs 70 lacks.
But ING Vysya Bank after collecting the interest for 18 months on the released amount suddenly they have started collecting EMI on the Total Loan Sanctioned amount of Rs 70 lacks via checks submitted by me at the time of Loan sanction (( by then one EMI on Rs 70 lacks was done)). Having known this I have stopped my check payments and requested ING Bank to collect the EMI for only released amount of Rs 29 lacks and also requested to reduce the interest rates from 12.5% to 9% because every banks has reduced the home loan interest to 8% in the present market situation. I might have requested ING Bank to reduce the interest part because I had been paying them at very high rate of interest.
Since then I have been personally attending the ING Vysya Bank at HimyatNagar, Hyderabad several time but their treatment and response is just not tolerable and they way the Bank people are acting on me is of quite indication that they have been Harassing me.
Yes!! as a customer I might have requested them to reduce the interest rate to 9% but the ING Bank people have misunderstood and started sending the Defaulter Notices to me saying that I have to pay the last 8 months EMI dues on Rs 70 lacks of sanctioned amount and the huge penalties of Rs.180000, all these changes were never told to me.
Instead of replying to my requisition letters…….they threaten me that they will sale the property if I do not pay the EMI on the sanctioned amount huge penalties by showing some laws and sections.
In the bottom line even today; I am wiling to pay the EMI on the released amount of Rs 29 lacks without any penalties which are not applicable to me. But some times I feel like a filing a CASE against ING People because for the last 8 months they are harassing me in face to face meetings and also via threatening letters.
An early response on my above request will be great help to me!!!
Thanks in advance.
Anki Reddy
cell:90000 81513