RAVINDRA
04 July 2019 at 17:46
merei wife ka uske bf k sath aafire hai ye pata chal gaya, uska 2 sal se affire tha..... sab accept kiya usne , maine uske mobile me sab pakad liya........maine usko galti sudharne k liye chance diya.....1 din usko mai sex k liye bola to usne mana kiya...aur bol diya ki mai usko ( bf) kabhi nahi bhul sakti......... maine ye matter serious liya aur hamare dono k ghar valo ko bataya...uske ghar vale aaye aur usko bohat matlab bohat hi mar diya.....aur leke gaye, q ki mai bol diya ki muje ye nahi chahiye...... 15 din k bad wife ne muje call kiya ki main abhi acchi rahungi sab chod diya hai...... main bola its k.....aur usko mere ghar return leke aaya,... abhi us bat ko 6 month complete ho gayae...... vo mere ghar ka sab sansar achhi kar rahi hai .... sab thik hai . lekin vo muje sex k liye ignore karti hai....... bolti hai ki sex kabhi nahi kar sakti meri eccha nahi hoti......bilkul touch nahi karne deti hai.......maine usko puchha ki ye sab q?? tuzhe nahi rehna to tu ja vapas...lekin vo bolti hai kya sex hi important hai kya??? to mere man me doubt aa raha hai ki kya hai uske man me abhi bhi vo ladka hai??? kya vo bhag jayegi kabhi ??? ye sab usko puchha to mana kar rahi hai??? plz advice me
A Sen
04 July 2019 at 09:43
My questions to the learned forum arises from observing how SBI Cards recovery agents are mentally, emotionally and verbally harassing a recently widowed senior citizen on the credit card dues of her deceased spouse who was the principal holder and she was a supplementary/add-on card holder and seldom used her card.
The recovery card agents statements try to link, apart from their usual derogatory verbal communications from virtual numbers (no call back numbers) – which is against the established norms set by the Master Circular regarding Credit Card and BCSBI norms, run around the following two declarations of the Most Important Terms and Conditions (MITCs) declaration of SBI Cards:
1. Terms and Conditions Governing Credit Card facilities shall be applicable to the Supplementary /Add on Cardholder as well.
2. The total Outstanding on the Card Account, together with the amount of any Charges effected but not yet charged to the Card Account, will become immediately due and payable in full to SBICPSL on bankruptcy or death of the Primary Cardholder and the Card Account shall immediately stand cancelled. The Primary Cardholder's estate will be responsible for settling any Outstanding on the Card Account and should keep SBICPSL indemnified against all costs including legal fees and expenses incurred in recovering such Outstanding. Pending such repayment, SBICPSL will be entitled to continue to levy finance charges at its prevailing rate.
My questions to the learned forum are:
1. Since credit card is an unsecured personal loan agreement between the principal holder and the bank, and the add-on card holder’s card was dependent on the principal holders and its issuance/termination is dependent on the status of the principal holder, under which legal provision SBI states that all the responsibility of due falls on add-on card holder after the demise of the principal holder, whereas during the life of principal holder, all liabilities of dues of both cards were on the principal holder alone – under which Indian law this antipodal reversal of role is possible when a credit card issuance does not require a mortgage/guarantor;
2. Since it is an unsecured personal loan, thus not covered under SARFAESI Act, under which legal provision the bank declares that on demise of the Principal holder, the estate of the principal holder will be responsible for recovery of dues. I am aware that the exact phrases are used in some of the USA States (not in most), but under which legal provision can the bank make the estate of principal holder be responsible for the repayment of an unsecured personal loan without mortgage/guarantor.
It is important to note that I have seen similar cases with private banks (ICICI) that on reporting demise report with original copy of death certificate, block the card and credit card loan has been waived off and the case terminated.
Anonymous
03 July 2019 at 23:51
Can a person compel the mother of his child to get married to him as per Indian law?
Senthil2022
03 July 2019 at 18:10
i am separate from my wife from past 7 years and i have 6 year old daughter with my wife custody.No improvement in my life.Also my father-in -law frequenlty giving false police compliants against me. i am able to handle police that is not an issue.How to proceed divorce from my side.please help us and advise me.
Harshad Sakpal
03 July 2019 at 18:04
Dear Sir / Mam,
Please suggest me how to register a complain against website developer for cheating and fraud.
One website developer has cheated me on agreement documentation and toked all the developer charges by blackmail me for website, now he is not ready to return the money nether website. Please guide me what to do to inform consumer forum to take strict action against this kind of peoples.
Anonymous
03 July 2019 at 17:41
My grandmother made a unregistered will, and mentioned the transfer of properties to my aunt after death, and she had mentioned to sell a particular property and make a trust from it after her absence, but my aunt without having the knowledge about will forcefully made my grandmother sell the property. Now my grand mother is dead, is the will valid,as the property was sold
Prashant Kumar
03 July 2019 at 12:55
Hi,
I joined a firm as a trainee where I was promised to be supplemented with proper training under expert for a time period of six months but the senior under which I was working resigned within a month and the whole workload was given to me with any proper training.
After a couple of months(may) I raised the concern regarding the workload which need 2 individuals was completed by me and stipend is still of "trainee". In the same month HR said you are under consideration after knocking them for 10-12 days regularly.
In June month HR head said we have decided something and there is good news for you (after pressing several times). At the end of the month June - I was called for meeting where they said we will be giving you xxx amount and it's final (so they called for discussion but they premeditated decision was there,so meeting was mere formality)
On July 1 they sent me a mail that - you have been promoted and this will be effective from 1st July.
So my questions are
1. Can any company force me to do the work of executive keeping the designation of a trainee?
2. Do company require 2 months to resolve any concern or consideration?
3. What was promised while interview haven't been fulfilled, what action I can take for that?
4. Making work completed, forcing extra work ,fake promises, no negotiation while discussion. What can I do in all these cases?
Venkat
02 July 2019 at 23:40
I do have a lawyer, but he is helpless.
Anonymous
02 July 2019 at 16:52
I am working in an organization whose manpower capacity is less than 100. As major projects are on-site they have this clause mentioned in their HR policy that if the employee is on-site he needs to serve notice period of 6 months. However in offer letter it states 90 days notice period and also a statement stating go through the HR policy. Can we challenge the offer letter and contradicted HR policy clause for notice period in labour court.
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Non occupancy charges in Co Op Housing service soc ltd
Sir, I own a flat at Gandhinagar, Gujarat. Builder charged Rs. 900/- per month as maintenance charge. After formation of Co Op housing service society Ltd in my society. Chairman & Committee members in 1st AGM meet revised maintenance charges as Rs 1250/- for owners residing in their flats & Rs 1600/- for owners who have let out their flats.
Sir is this different rate of maintenance charges justified or it can be challenged?