M. PIRAVI PERUMAL's Expert Profile

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rahul says : PRONOTE
Dear sir, My father got loan from a finance on 1986 for 1.75 lac and was paying 36 % interest then on. He signed Empty Pro-note on the time of purchase and on 2000. we have paid 25 lac total cumulative in interest and principle. Whenever asked about the pro-note back they said that they have to recheck the account for late interest on 2001. to my surprise this 2011 finance guys are demanding another 15 lac rupees in cash as they come to know that we are selling our agriculture land. Please help me as my father is a poor farmer and also we filed a case on 2001 in local police station that we missed our empty pro-note in bus stand since we fear that this guys might be behind that theft also.

Legal Manager says : request advise
Dear Sir, I would like to have your personal advise in below scenario. We have 6 small various companies in at one campus and same location with different name deploying less than 50 manpower on daily basis since more than one year. We have two union at work place. We have made settlement with majority of Union.The other union have not accepted the said settlement hence they have given separate charter of demand and later this dispute referred to labor court for adjudication. Meanwhile they have resorted to illegal strike in April 2007 and till date they are abstaining from the work. By the way we have submitted an application to Labour court to declare this act as illegal strike and case is now on leading evidence from our end. In such situation can we close our sister concern ? Do we need to seek permission from Labour court where dispute of illegal strike is pending. What is the procedure for applying closure of establishment? What reason we can lead to justify the closure? What can we do with the employees who are with majority of union and are working in this sister concerns? Would appreciate your help and reply. Thanking you, Regards, Rita

JITENDRA RAMBHIA says : PLS GUIDE
i am staying in ghatkopar mumbai in pagdi system from 1976, and all rent recipt till date with me . Landlord owner died in 2004 and his son and brother sold property to builder for development and from 4 brother one brother is live and has put case of 1/3 right in property .we has recd notice when this people sold property and rent is to paid to builder and he is collecting rent 6 year .and 2nd notice recd from brother of land lord say ing this cousins have cheated him and sold property .so may also loss of ur house .As i am an tenent and paying regular rent why shld i suffer between them.WHO IS CALLED of property builder who collect rent or person who has filed case.as builder is not communicating as several time contacted here for problem what can i do .and what right an tenant recd during development of building (addition area + corpus fund + rent )from builder .and if any damage is happen in buildng and life goes who is responsible builder or person who has filed case.Kindly let me know waiting for reply from experts . thanking you

kapil says : help needed
sir, plz mail me ur email id at kapilchandak1@gmail.com

gaurav says : SARFAESI SALE ...BANK ISNT GIVING SALE CERTIFICAT
hello sir, please advise me.on 5 march 2010 i bought a house on auction under SARFAESI ACT being the lone highest bidder and my price being over reserve price my bid was accepted n i was given a letter asking me to deposit 25% of sale price on the same day n remaing 75% in next 15days ie by 20/3/2010.(((it had a clause stating the bank can cancel my bid before i deposit the remaining 75% amount))) i deposited the remaining amount beforehand ie on 12/3/2010 n asked the bank for releasing sale certificate as per SARFAESI ACT the bank people didnt give sale certificate instead when i gave them an application for the same on 29/3/2010 on 30th march i recievd a cancellation letter dated 27 march with a check dated 25 march cancellation letter of the bid(earlier accepted and fully paid already) after 10 days of the deadline!!! and 18 days after full money deposition!!! with a payorder of the whole money by courier.it says"the bank has decided/authority has decided not to sell the property" the bank has cancelled after my depositing the whole amount which is against its own clause what should i do to get the sale certificate n the possesion of property.please advise.....thanks so much for your attention n time....

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