s.subramanian's Expert Profile

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Prem says : Land dispute
Sir my mother & mother's sister & brother are three childrens to my grandfather . My grand mother died of cancer ten years back. since then my mother "& her sister are denied of no property . How could we get the property as we dont know on whose name is that ( grand father or grand mother ) Pls help Prem

GAUTAM KAR says : PARTNERSHIP FIRM
Hello MR. S. SUBRAMANIAN, Suppose there is a partnership firm named XY Services & the partners are Mr. X & Mr. Y. But for some legal constraints Mr. X & Mr. Y want to transfer their ownership to Mr. A & Mr. B but want to have the firm name same i.e. XY Services. Is it possible to change the ownership without changing the firm's name ? If YES then How & if NO then Why ?

Chitra says : Bank Fraud
I am a resident of Delhi. I have two bank accounts with ICICI, one with New Friend’s Colony Branch and the second with Cyber Green branch Gurgaon. Some intruder has hacked both my accounts through internet banking and has done online shopping worth Rs. 5lacs in all. Most of the shopping has been done is on ebay, some on rediff and Vodafone. We have lodged a complaint with ICICI bank and also the local police station. The police have said that initially a complaint will be lodged after which an investigation officer will be assigned on duty. Further, based on the investigation report of that officer, a FIR would be lodged. Is the procedure adopted by Police correct? Why was FIR not done? We also wanted to know how would the case proceed? What steps should be taken by us to help in solving the case and getting our money back? What are the liabilities of the ICICI bank and ebay in this case?

PRAMUKTA TARAFDAR says : bank
CASE STUDY Dear sir, I have an important case to present in front of you.. That a person burrowed a sum of some amount as, Loan no -1, ( House building loan)from a bank,.by mortgaging his house registered in his nameThis loan was subsequently paid by the co borrower, - his wife and the account was kept standard after the death of the burrower. Now the deceased man’s had 2 sons and his wife as legal hire. The man then had made a will where he had wished his wife as the sole beneficiary of all the land and house and his assets. The youngest son had taken loan from the same bank without any co lateral or mortgage while his father was alive. The father or mother did not stand as a guarantor or burrower to this loan. The loan was taken to start a small scale industry which was covered under an insured coverage of cental govt ( C.T.G.S.M.E) where one time & the annual insurance fees was regularly paid. Subsequently the second loan taken by the younger son went bad and was sent to the DRTA .Now the second son kept no contact with the family since last three years before the death of his father. The Bank was quiet these years and never wrote to the father , mother or any one about the son’s loan from the date of its sanction or its failure. Now after 3 years after coming to know that suddenly the father has died they are assuming. to take the mortgaged property for loan no -1 keeping into view that the younger son is the legal hire to his father’s property though for this loan the father never had mortgaged the house nor an extension of mortgage was done or the father stood as a guarantor for the loan no -2 during his life time. Can the bank take the undivided property to recover the dues of the second loan though it was not mortgaged for loan no 2. please help me. Pramukta Tarafdar Rourkela Mob: 9776562201, 9778997890

steven.j555 says : Property gifting
Dear Sir,im an indian and my wife is chinese, i want to know if my wife can transfer funds from china to me to buy a proprty in india as a way of gift? pls advise

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