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N Bhanu Prakash (bprakash111@gmail.com)     10 March 2011

Bank Account misuse

Hello All,

I am currently facing a problem which shocked my whole family. Le me tell you the whole situation.

My father had a bank account in SBI which he used to deposit small amounts of his salary.However, one day one of my colleague asked for the debit card and pin as he was expecting some money from his parents in kolkatta and he didnt had SBI account.

Since we were not using the account for 3-4 months, I gave the card to him with nil balance and I came to know after few days that he left the city.

After that we tried blocking the card but was not successful due to the technical problem.Since we had no balance we neglected the account.

But after two years we came to know that a case has been filed against my dad as the account wss misused for some fraud where people deposited some large amounts and were used without my father's knowledge.

Please help us out of this problem as how to approach on this case

 

Regards



Learning

 6 Replies

adv. rajeev ( rajoo ) (practicing advocate)     10 March 2011

First of all it is your blunder mistake to hand over the debit card to your collegue.  Have you given complaint to the bank authorities to block the card because it is handed to ver to your collegue>  If it is not so then it is your blunder mistake again.

Meet the bank manager and make an enquiry about that and also lodge a complaint against your collegue for missuing your debit card.

Arvind Singh Chauhan (advocate)     10 March 2011

He is the accused of criminal breach of trust. You can file complaint in police station or in court.

N Bhanu Prakash (bprakash111@gmail.com)     10 March 2011

Yes I understand its my blunder mistake to trust a person, which I did.We went to bank manager to block the card an lodged a written complaint but he asked to call a toll free number and block the card which was unsucessful due to technical problems.

But my main concern is that is there any way to come out of the fraud case against my dad.

 

Thanks & regards

N Bhanu Prakash (bprakash111@gmail.com)     10 March 2011

Thanks Arvind for the response,

But my concern is to pull my dad out of this case as we are not at all involved in this case and without my dads realisation all this fraud happened.

Regards

N Bhanu Prakash (bprakash111@gmail.com)     10 March 2011

Thanks Arvind for the response,

But my concern is to pull my dad out of this case as we are not at all involved in this case and without my dads realisation all this fraud happened.

Regards

Isaac Gabriel (Advocate)     10 March 2011

1.File a complaint with an extract of the transactions alleged to have taken place after your father handed over the card to his friend.2. Issue a press publication about the misuse of the account so as to avoid further transactions.3.Better close the account immediately to ensure further manipulation and fraud to take a defence when anything is reported against your father's bank account.


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