Hi,
After death of my husband, i didnt recieve the insurance of our joint home loan. The property is joint in the name of me and my husband. More than 75% loans needs to be repaid. Banking is asking me to repay the whole loan as I am the widow and joint borrower. But they said, they will require NOC from my mother-in-law, when returning the original document. I requested my mother-in-law to provide the NOC, i will pay her 25% of the money we already paid for the property. She doesnt care and happy that I will in trouble.
My in-laws are very rich and have many properties and this is the only house I have. Can you please let me know how can I solve this matter?
1. How can I make my mom-in-law to provide NOC?
2. How can I get succession certificate to get the original document from bank. I am sure, my in-laws will not leave any gap to create problem for me.
3. Is there any way to take it up with Bank? Bank can pay thier money to them(i will pay to bank) and give me the doc.
4. In worst case, I will file 498a against them as they harassed me a lot. I didnt do it till now as i dont want to create trouble for me. But are continously troubling me.
Your answer on these points will be appriciated.
Thanks
