BANK NOT INTIMATING ME EMI DATE

yes, it is default.

send a legal notice to the bank,that without informing u why bank approch yr employer!

Before doing contact the Manager of the bank since this may affect the relation between u and the bank

as so far now u have taken loan 3 times and first time u are experianceing this .

May be a mistake at lower level can be corrected when u approach them

It is purely my personal opinion

As per Regulatory norms you are entitled to acknowledge the terms and conditions of the loan sanctioned.  You have every right to call for repayment schedule by just submitting an application to the bank

y .es. deficiency in service ,Action under C P Act .for approaching employer file defamatory suit .for detail contact    9414072738

As suggested by the learned members deal the matter in writing and lodge your protest.

Based on the written reply from the bank you can take further steps.

Certainly this is the fault of the Bank. You can make a Complaint before Banking Ombudsman as well as you can file a Complaint before Consumer Forum and also it is defamatory and you can file a Criminal Complaint under section 500 IPC against the officers of the Bank involved in the matter.

Though it is clear case in your favour with regard to Banking Ombudsman at the same time it is not legally tenable under the provisions of the Indian Penal Code as suggested by Agarwalji.