The person is not a nominee but he has claimed entire amount from two policies.
Mr. X had two policies. One is on the name of his wife and the other is on the name of his father. Both father and wife died in the year 1995. Mr. X did not change the name of the nominees. He remarried in the year 2002. Still he did not change the nominee (his late wife). The second wif e did not know about his policies. Mr. X died in the year 2008.
In the mean time the son of his first wife claimed both the policies in the year 2008. What are the rights of the Second Wife ? She tried to find information under RTI how the LIC gave entire amount to Son when she is also legally wedded wife of Mr. X . The LIC did not inform how the said policies were given to son of first wife. The widow i.e.second wife now claims that she also has rights and claims the said amount. She is driven out of th home and she is facing hardship. She has filed Criminal Complaint on the ground that she has been cheated and senses foul play in it. Guide
