Hello,
I applied for a home loan from LIC HFL in January 2011. The loan has still not been approved. I recently I got a better deal from another banking unit, so have sent in an application to cancel my loan request from LIC HFL.
I would like to know by law are the documents that I have submitted should be returned back to me or LIC HFL keeps those with itself.
And if they do keep the documents, is there any harm from it and what can I do from my end to avoid any misuse.