Dear sir,
I had taken a personal Loan of 2.36 Lacs from Fullerton Credit India ltd. Mumbai....They charged me 24% ROI for the loan. Emi - 7757/- for a period of 48 months. I paid 18 months EMI successfully, then i contacted for top-up of loan.But they didnt responded and after that i was Jobless for a time and i shifted to Jaipur with my family and grandfather to care off since i was the eldest in the family. I have not paid the last 7 EMIs since i got a low salary package here in Jaipur. So it was impossible to extract EMI from the salary. I got a call from Collection dept/Settlement dept and spoke to me in a very foul language which i cannot describe. My sister was harassed mentally over the phone again and again for no involvement of hers. Now they r harassing me over the phone and forcing me to pay the overdue amount which i cant pay. I talked abt settlement but they r charging too much which is next to impossible.
Respected all....plz avise me on the same and how to go abt it.
