Hi my father took a car loan for me last year from hdfc bank, he is a govt employe and we have been paying the emi loan every month without delay its almost a year now and he is getting calls from hdfc insurance agent to renew the car insurance, i told my father its ok we don't need to renew car insurance for another year. but these pesky calls are continuing everyday they call my father for car insurance renew, my father gave their number to me and i call up and one guy answered but he doesn't know english and he said the guy who know english will come to office tomorow so i did'nt call back, and my father continues to receive calls about car insurance and i told my father to give him my number and this insurance guy will call me later. my question is, my car is not a commercial car, is it mendatory to get renew car insurance for the second year? if i don't want to renew car insurance then can these hdfc insurance people forced me to renew my car insurance?