Mortgage property

You will inherit the property along with or subject to the charge of the bank . There may not be any problem inTranferring the Property or making a registered will , but the reciepent shall recieve the prioperty subject to charge of the bank. It may be advisable to first get the debt cleared and after that the property may transfered /will without any charge on it.

Your mother can immediately make a will in your favor as she has  inherited the property and there is no bar on succession laws to operate.

But beware once the bank has charged the property the ownership u will inherit will be subject to bank charge meaning there by. U do not inherit prefect tile and clear title but subject to bank lien.

Hi, appointing nominee does make NOT ur mother owner of property.

 Plz answer for futher help, what is the nature of ownership property owned ur mother:

Has she inherited form ur father or other relative?

Or she acquired the prpoerty thropugh her own resources?

What is total area etc of property which has now to be willed.

2 sisters and u bother all major,  makes total 4 family memebers alive aftef father's death. Right.

Warm regrrds Manpreet Singh Sood Advocate Jalandhr

Plz answer for futher help, what is the nature of ownership property owned ur mother:

Has she inherited form ur father or other relative?

Ans:-The  mortgage House is in my Father's name.She is the nominee

My father has got no WILL.

Or she acquired the prpoerty thropugh her own resources?

Ans:-No

What is total area etc of property which has now to be willed.

Ans:-Two stored building each 800 sq.ft  occupied area in a plot of 2 kotah 6 chatak (roughly 3000 sq.ft may be) @ 2500 -3000 per sq.ft

2 sisters and u bother all major,  makes total 4 family memebers alive aftef father's death. Right.

Ans :-Yes

Thanks in advance for giving your valuable time

Ur mother has only 25% share in property and make will for that in your favour.

Rest 75% property share is now jointly owned by u brothers and siters after father's death.