Borrower not returning money

Such being the case you can file money recovery suit against him unless you have valid evidence/proof for the payement made to him. Still, time is there to file money suit , a summary suit which you need to pay CF whereas, to avoid  it you can file criminal case under cheating u/s 415 IPC if you have sufficent dominion though you can file from your place of residence or at the place where he stays. To avoid cost either private pc complaint  can be done  directly t0 the jurisidictional  to the Magistrate under 200 Cr.Pc or a criminal complaint in the jurisidictional Police Station.

You can send him a legal notice and then can go for filing summary suit against him.

File a suit for recovery in jurisdictional civil court as well as a cheating and fraud complaint.

if you have proof of mentioned transaction and or can prove by oral witnesses , or have  any agreement, or any promissory note or payment receipt stating the advancement of money then you can file suit for recovery or otherwise look into some social connections who can force him to succumb to his adamant behavior .

Originally posted by : Amit

I respectfully thank everyone answered and helped me in legal opinion. Few things I would like mention - The said person was living in a rented apartment in Chennai. Now he left that place and staying at another village in Tamilnadu. He is not disclosing his current address. So how to send the legal notice without knowing his current address?

@ Amit,

You need not send legal notice for filing a suit for recovery in civil court case.

Just institute the suit through a local prudent lawyer, who will request ( subsequently when defendant will remain unserved through normal court process) the Trial Court for substituted service in terms of Order V Rule 20 CPC.

If you file a cheating ase then police will trace him and he will even deposit Adhar card for bail

Dear Amit

Firstly I would like to know more information that you are in which state and you borrowed money frm which state.

You have the option of money recovery from the partner who has cheated YOU 

You can show banks details of your bank statement that u trfered the money to him

Show the agreement

You can file summary suit also which helps to recover money decree faster.

It would be prudent to consult and engage a local prudent lawyer for proper appreciation of facts / documents, professional advise and necessary proceeding to protect your interest.