Biju 07 October 2017

Credit

once had a credit card and I remember of clearing the dues and closing the account after 10 years now the bank claims that I have dues of more than 6 lakhs what is the solution for this problem

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2 Replies

Siddharth Srivastava (Advocate) 07 October 2017

Extract the details of account. Once the account is finally settled and has been closed then such levies and demand by Bank is illegal. Have you obtained the acknowledgement of closure and full and final settlement certificate? If yes then demand of Bank is illegal.