Dear Mr. Rajat Garg,
Have you been able to derive even a bit of a solution for your very simple problem out of 7 (seven) contradicting and confusing posts made by Mr. Kumar Doab as to what can be the precise remedy to your problem? I am sure, you would have been confused more than extracting anything towards solution to your problem.
At first, Mr. Kumar Doab stated, “NIA; Negotiable Instrument Act. The debt can be recovered from estate of deceased.” But did not state on what specific grounds.
Thereafter, when you asked, “can we still transfer the house to our name??” “ Mr. Kumar Doab, instead of replying to your question, vaguely tried to make you more confused with his statement, “Son had pious liability to pay debt of father.” NOT ONLY THAT, side by side, he made a contradictory statement, “Amendments to Hindu Succession Act lay down son is not liable for debt of father. Wife (your mother) is not liable for debt of husband.”
Still not content to the extent of making you already confused, he again stated, “Lendors can recover debt from estate of deceased borrower to the extent of estate of deceased borrower.” But could not clarify, how they can snatch your father’s property automatically and for which types of their debt.
Still further, he tried to sidetrack your issue to the RBI guidelines on maintenance of deceased accounts, etc., BUT SIDE BY SIDE, HE DID NOT FAIL TO ADVISE YOU “to approach your own able counsel at your location and spend quality time with all docs on record and inputs that you have,” with another contradictory advice, “The best option is to pay the whole debt to each lender and close the threats and future obligations.” THE QUESTION ARISES, IF HE WANTS YOU TO PAY THE WHOLE DEBT, WHAT FOR YOU SHOULD WASTE YOUR QUALITY TIME WITH SOME LAWYER BY PAYING HIS FEE ALSO?
BUT SEEMINGLY STIOLL NOT CONTENT TO CONFUSE YOU SO MUCH, HE MADE ANOTHER CONFUSING STATEMENT, “The debt can be recovered from estate of deceased debtor and with due process of law. The so called lenders are threatening since they also know that by the process of law, they shall have to prove.”
THUS ALL THAT MAKES CLEAR THAT HIS HIDEDEN INTENTION IS TO COMPEL YOU TO ASK HIM THROUGH PRIVATE MESSAGE, HOW TO WRIGGLE OUT OF SUCH A CONFUSING STATE OF AFFAIRS.
Apparently, as of his habit, he has made a bid merely to confuse you so much by complicating your issue by his altogether vague, wrong and irrelevant advice.
As usual in several other cases also, with his multiple posts, Mr. Kumar Doab has created utter confusion in your case also to make your problem much more complicated than providing any specific solution.
In other words, besides creating complication in your problem by misdirecting you with his wrong advice, he has tended merely to waste your time and energy by unnecessarily loading you with multiple contradictory junk ideas, irrespective of whether you are able to get any clue to solve your problem or not.
God knows with what of his hidden intention he has tried to misguide you towards a very wrong direction.
EVEN OTHERWISE ALSO, you cannot expect any legitimate advice from a person, who always appears with a fake identity, as he has not shown his real name, photo and location in his profile. HE ALWAYS APPEARS WITH HIS FAKE IDENTITY, NEVER COMES FORWARD WITH HIS REAL NAME, PHOTO AND LOCATION PLACE. He has very openly refused to come forward with his real identity (name, photo and place of his location) at his LCI profile, even on several repeated requests.
EVEN on your specific advice to reveal his identity, he won’t oblige you to reveal his REAL NAME, PHOTO AND PLACE OF LOCATION. FOR EXPERIMENT SAKE, YOU MAY LIKE TO TRY your luck. I AM SURE, HE WON'T do that.
If an expert, he should not have felt the need to hide himself. Probability of a person hiding himself can be with the following reasons:
- Either he can be a criminal; OR
- A fraud; OR
- Cannot be an expert, but only be acting as a tout of some lawyers on commission basis to first to confuse the person struggling with a problem by making his problem more and more complicated, then recommending him about any one of the lawyer for whom he may be working.
You may like to see some examples, where Mr. Kumar Doab tried to make the problems complicated by side-tracking the issues to quite a different directions.
FOR EXAMPLE Mr. Kumar Doab confused the authors of a problem pertaining to "wife's share to property" but loaded with his HUNDREDS OF PAGES of google searched irrelevant junk material consisting of amendment of Goa Educational Rules and an Act of succession after death of the owner, while the person was still alive. You may like to see that by opening the link: https://www.lawyersclubindia.com/experts/Wife-s-right-to-share-in-property-in-Goa--626526.asp
A question arises, when the problem did not have even a remote concern with education in Goa, for what purpose that link was provided?
ANOTHER EXAMPLE can be seen in the problem of the author concerned with “purchased property without sale deed”, but Mr. Kumar Doab gave the colour of adverse possession due to that even the experts could get misled and concentrated their advice about adverse possession of the property. The same can be seen at the link: https://www.lawyersclubindia.com/experts/Notary-land-documents-625956.asp
There are several such type of examples where he used to misguide the members with his wrong advice.