if legal hiers take insurance claim not as a nominee but as legal representatives can the creidtor bank of the deseased challege the legal hiers for recovery of debt from insurance amount that legal hiers have recieved.
if the property is mortgaged with the bank can the bank file case on legal hiers for recovery of debt ..what bank is supposed to do whether bank should recover loan amount from mortgagrd propertyor file a case on legal representatives.