Kumar Sandip (manager) 27 January 2013
DEBABRATA PAL 28 November 2015
Dear Sir, I need some help. I have taken a educaional loan in 2009 for my MBA. The loan amount comes to 2.4 lacs rupees in principal at the completion of my MBA, As i belongs to a poor family background and not having the job for a longer period of time, i was unable to pay it. Now it has been declared as a NPA account by PNB from a period of over 2 years. It has now total of 4.18 lacs including interest before declaring it as NPA. So what measures can be taken to do settlement of it. I am willing to do the settlement but i can pay maximum of 3 lacs and that can pay initially 1 lac and rest amount i will pay after 1 year in a minimun inatalledment at least 60. if bank will not charge extra interest. Please help me out of this. Please help me to process the procedure of the sattlement.
sudheesh 16 November 2017
sir,
I am from kerala. I have an education loan of 364000 from SBI(earlier was SBT travancore)which taken in 2009. i completed my course by 2013. but I did't get a job to repay the amount. the loan is grown as NPA of 540000 in march 2017.i already paid an amount of 100000,The are regularly inform me by notice or by phone.I am unable to pay the full amount. my father is a farmer and mother is housewife.so if my parents are ready to arrange an amount of 250000-300000 rupees by selling their gold and agriculture product, can I fully settle my loan as a 1 time settlemet?please give me any suggetion sir
sudheesh AC