Forfeited amount returned to successful bidder in auction

Yes! 25% EMD should have been  forfeited by  bank s per the citation givenby Mr.Rama charyand applied for repayment of part of the borrowers loan as per Madrs Highcourt Decison ccited by Mr.Chary.The Bank mischievously returned   the 25% EMD to the sucessful bidder who also knows avbout the SA  pendig before .DRT.The Bank's mischief is highly reprehensible.

Dear Client,

                   Yes! 25% EMD should have been  forfeited by  bank s per the citation givenby Mr.Rama charyand applied for repayment of part of the borrowers loan as per Madrs Highcourt Decison ccited by Mr.Chary.The Bank mischievously returned   the 25% EMD to the sucessful bidder who also knows avbout the SA  pendig before .DRT.The Bank's mischief is highly reprehensible.