I deposit five cheques of Rs. 1 lakh each of a client who is situated at Bhadohi, Uttar Pradesh with my Bank ' A ' Branch - Mumbai. The said five cheques are drawn on Bank ' B ' Branch - Bhadohi, Uttar pradesh.
The said five cheques return back unpaid to me at my Bank in Mumbai alongwith cheque return memo of Bank ' B ' Bhadohi Branch stating reasons ' signature of drawer required on cutting '
Surprisingly the dates on all five cheques had been altered., i.e., the original date was cancelled, a new date was put and cross signed then this too was cancelled and the original cheque date was written once again with a counter sign.
I had kept copies of the five cheques prior to presentation and there were no cancellations ...... immediately ask my Bank ' A ' for clarifications ... my Bank ' A ' too had removed photocopies of the five cheques prior to sending them to Bank ' B ' Bhadohi, U. P., and they find no alterations on the dates .... my Bank ' A ' issues me a certificate stating that the five cheques did not have any alterations when they were deposited with them as they had removed photocopies of the five cheques prior to sending them to Bank ' B ' Bhadohi, U.P.,
I personally issue notice/s to Branch Manager of Bank ' B ' Bhadohi, U.P. but there is no reply ..... I issue notice/s to my client u/s - 138 of the N. I. Act ....... I issue notice/s to higher authorities of Bank ' B ' .... there is no positive response .....
my questions are
will my complaint u/s - 138 of the N. I. act stand in court since the reasons in the dishonour memo of Bank ' B ' is stated as ' signature of drawer required on cutting '
what do I do to punish the unscrupulous official/s of Bank ' B' who are responsible for these acts.
can i put these facts before the media since none of the higher authorities of Bank ' B ' are responding to my complaint/s.
