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Ruzee (NA)     26 August 2010

Funds on hold for defaulting on credit card

Hi,

My wife had defaulted on he credit card , I have an a/c with the same bank but in no way is it linked to her cerdit card or to her(its a salaried a/c). Now can the bank freez / put hold on my a/c and call me for payment.

And just to add to this question .... on a couple of occasion I made payments i.e min payments on her credit card when it was active via cheque from my a/c. So I guess thats how they got my phone no  and they would also have my a/c #.

If they do the bank freezs / put hold on my a/c is it Legal for them to do so and want step /action can I take to get the issue resolved.

Thanks & Regards.

Ruzee.



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