The land is in name of my mother. The house on that land is in name of my father and mother jointly( i think for taking loan he had to do that). My father is now fully paralised. he cant talk or cant sign. He and my mother wants to transfer the whole property to mu name. This land and house is not ancestral i.e. my father bought it himself. We also have some ancestral land inherited by my father from my grandfather. My parents want to give those ancestral land to my brother. My questions are
1) A gift deed or will which is better for me to get access of the house and land in my name?
2) Though i believe my brother, can wife of my brother or his child claim the house in future?
3) I am determined not to claim the ancestral lands which my parents want to give to my brother. Should my parents do some will or gift deed for that?
4) What is the best policy with minimum cost?