@Stanley: Let me answer your questions.
1. If husband has filed Divorce and @ your lady does not accept summons repeatedly than chances are that a newspaper publication may be given and ex-parte judgement would be passed in the future a. Does the ex-partedivorce decree recognized in India?
b. What if the husband obtains a decree and re-marries in India or abro@d?
c. Can we challenge the decree of divorce obtained by the husband in India? What is the process in this case?
2. is your @ first lady a working women and does first lady have the capacity to repay the loan all by herself .
- Lady is working and earning at par with her husband
- Lady is not ready to pay for the montly instalment as she believes that her husabnd will continue to pay for EMI. If he stops, his credit rating will go down...and she wont lose a paisa as she has not invested anything so far in the house and kept the money to herself. We have been pursuading her to let him sell the house and she can keep a part of the sale proceeds with her as part of the full and final alimony. She doesn't agree.
- Assuming the husband stops paying for EMI...will it not affect the credit rating of the lady who is co-owner of the house?
3 . Is the house that is on Mortgage in joint name's and who are the applicants to the loan .
Yes, it is in the joint name of the lady and her husband. Husband is primary borrower and the lady is co-borrower.
5. In india anything is possible and she can file cases like Dv and 498 A but how would she prove the same since you have not stated the grounds for the same . While these cases are filed dont forget to accompany @ lady to court on each and every hearing spending the entire day over there and these cases take years for a judgement .:-)
Lady wants to pressurize his husband and her family to come back to India. This is the reason she has been thinking on the lines of putting false allegations.
6. RCR can be passed by a court and whats the use . Bcoz no law can force a husband and wife to stay togather .