My close friend is applying for a home loan and his bank asked for some reference/guarantee. He asked me for documents - ITR copy, pan card copy, residence proof, id proof and bank statement. I have provided all of them but I haven't signed any of the copies of documents or any loan document till now.
I want to know if they can still count me as a guarantor? I think they need a signed agreement but still I want to make sure because I am little worried that if they are not taking me as guarantor then why they asked for these documents.