Shobhit Jain 03 June 2020
1-Is there any minimum/maximum rate of interest at which NBFC/housing finance has to give housing loans to the public?
2-What is the cost of funds for new NBFC/housing finance companies at the initial stage?
3- What are the ways with which NBFC/housing finance companies can bring down it cost of funding over a period of time?
Can anyone help with these questions, it will be of great help
KISHAN DUTT KALASKAR (Advocate) 03 June 2020
Dear Sir,
NHB's revised guidelines make three key amendments: The minimum Tier 1 capital adequacy to be maintained by HFCs has been increased to 10 per cent from 6 per cent, while the overall Capital Adequacy Ratio (CAR) requirement has been increased to 15 per cent in a graded manner from 12 per cent earlier; the maximum ...There are several circulars....
https://nhb.org.in/regulation_post/nhbnddrspolicy-circular-no-962019-20/
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