I applied for the online instant loan because I was out of fund I completed the application and within 10 minutes they transfered 2000 and repayment amount was 3000 tenure 7 days. but i could not repay on time the next day they called me and said if I dont repaay immediately they will call all my references, and they did so by sending abusing messages to my friends and family. This got verry ashamed and angry too, I refused repay and told do what you can. Now after 14 days the aamount reached to 125000. they are still threatening me thay they take action but not telling legal action. Please advise me what to do.