Insurance claim

As per nominee details mentioned on the application, the insurance company can settle the claim. 

The insurer is liable to record the nomination as per proposal form.

Yes! The Insurer is  liable to pay the legal heirs of the deceased the entire insurence amount based on nomineedetails furnished in the application form while buying the policy as per settled law and the insurer has to settle the legal  heirs claim to the policy amount accordingly. They have got to record the nominee details in the policy document.. as per the application  form wherein  nominee details are given at the  time of buying the  insuranxce policy.

Yes! The Insurer is  liable to pay the legal heirs of the deceased the entire insurence amount based on nomineedetails furnished in the application form while buying the policy as per settled law and the insurer has to settle the legal  heirs claim to the policy amount accordingly. They have got to record the nominee details in the policy document.. as per the application  form wherein  nominee details are given at the  time of buying the  insuranxce policy.

Legal heir certificate must be produced if nominee details are not available with the insurance company.

The original proposal form having details of nomination is in custody of insurer.