One of my client s father aged 80 yrs passed away last week.he has pledged gold jewellery in a nationalised bank for 5 lacs before his death.he has a separate ration card with his adopted son who is 25 yrs but mentally retarted.adoption was done in 2005 with his wife's consent since the kid was wife's younger brother son ,(natural parents died in a accident when the kid was 3 months old since then he was taken care by them as couple).his wife son and daughter are in separate ration card.how to get a legal heir certificate.till his death all them lived together.He died a natural death.to get government pension ( special children) for the adopted son he opted to get separate card since he had no income. Jewellery belongs to his wife and daughter.1.how to get legal heir certificate
2.how to approach the bank and what r the relevant documents.
3.is the wife now the adopted son s gaurdian since he is now under her care after the father's death.
The facts, as posted are simple and straightforward, but complicated by confused approach.
The adopted son stands in the same footing as other children. The mother is the natural guardian to the mentally challenged son.
The bank account can be handled by the nominee who is the trustee for the funds for all the legal heirs.
