No Vashishta Sir , they have specified in writing to provide either of succession certificate or Legal Heir Certificate, and insisting that SMC is not legal heir certificate...this govt bank has ambiguous and very adhoc processes
in any case Amount is small and not worth of succession certificate
BTW, just for information --> RBI had eased out rules of deceased claims in 2015 , specifically asking banks not to demand succession certificate or any special document in case of intstate death for no nomination account holders....But few govt banks are still following their age old policies , solely due to lethargy towards changing policies at par with RBI guidelines