can any body suggest me on my issue
matter is
my elder brother died last month and he left a health insurance so death claim benefit will be provided but insurance company asked for legal heirs certificate actually he got married before a month of his death
now family has 4 person excluding brother in law parents , brother,and sister
and deceased widow(my brother in law) left our house after my brother death as her marriage was new and her parents was not keen to keep him as widow of someone they are trying to married her again elsewhere but problem is that no official agreement signed yet betwwen our family and her family for sepration
finally situation is that she has no communication with our family but officially still she is part of our family
so i want to ask that who has more right on my brother's policy benefit ??
and for what should i go legal heirs certificate or succession certificate ??
for whom policy benefit will go my brother in law or our family ??
who will provide these certificates ??
who are the members declare on which certificate??