Medical negligence

There seems to be no medical negligence on the part of the hospital nor the doctors who have seen you. 

If the insurance policy doesn't cover the OPD expenses then you cannot claim it as a right. 

What exactly is your problem?

What do you intend to communicate is not clear.

It is still doubtful that you got such greivious injury that you became unconscience and someone else took you to nearby hospital who did not examine, gave a painkiller injection and discharged where you recovered your conscience.

Prima facie it is like a drama or dream but unbelievable and fabricated story.

You should file consumer complaint against Insurance company and the Hospital jointly, the hospital will submit its reply and that will be enough evidance for insurance claim,. However this cannot betreated as medical negligence but your claim should be against Insurance compnay 

No case of medical negligence and deficiency of services against Hospital, doctor and insurance is made out on given facts.Merely hospitilization for 24 hours does not  mean deficiency of services or medical  negligence. 

Hi there. To all of you advocate sir, i genuinely appreciate all of your answers and opinion from my heart. But please for once look by my POV which is that at that day i was unconscious after the road injury. Let me clear all of doubts too that sir too who thinks it's a made up story too. I already contain every single slip and prescripttion already. Now, before starting i want to tell you all that i went into 2 different hospital at that day. First was in unconscious condition by my friend. Second one was by me as i got my consciousness back in that first hospital. The first hospital Deck guy I don't know he was a doctor or not clearly mentioned about my unconsciousness and bone fracture already. I got panicked there and when they told me to go to another hospital i did the same and now in that second hospital they simply did a XRAY and with a opd consultation they discharged me. As it was my first ever incident in my life i did not know about emergency room staff. I was unconscious, my collar bone is broken, my arm joint is still numb. I consulted 3 more doctors and mostly of them suggested me for non surgical treatment. But isn't it feels negligencey? If this kinda situation is not fall under emergency or medical insurance, I don't know what kinda disaster or accident injury gonna be subject to hospital admission and health insurance claim. 

I understand your concern. It's essential to prioritize your health and well-being. If you're unsure about the doctors' suggestions, consider: 1. _Seeking a second opinion_: Consult more doctors or specialists to confirm the best course of action. 2. _Understanding treatment options_: Ask questions and clarify the non-surgical treatment plan, its effectiveness, and potential outcomes. 3. _Medical negligence_: If you believe the initial diagnosis or treatment was negligent, consider consulting a medical negligence lawyer. 4. _Insurance coverage_: Review your insurance policy to understand what is covered and what is not. If necessary, consult with your insurance provider or an insurance lawyer. 5. _Prioritizing health_: Don't hesitate to seek immediate medical attention if your condition worsens or if you experience any severe symptoms. Remember, your health is

For knowing more about the insurance claim under medical insurance you may have to properly scrutinise the conditions mentioned in the insurance policy, without that, you will come out with your own imaginary law because you neither seem to udnerstand the law nor able to understand. If you are still are in need of medical insurance compensation then you can consult a local advocate and proceed as suggested.