Microfinance fraudlently updated noticepay as loan in cibil

You have the dicretion to write to CIBIL and employer and post your objections.

While posting such queries employee should post basic information!

What is this establishment; GOvt, private, Commercial, Industrial?

What is its nature of business say; IT, ITeS?

How many persons are employed in it?

What is your designation and nature of duties?

How many persons report to you?

Do you have any power to sanction leave/increment/appoint/terminate/appraise etc etc ?

You are in which state? Since how many months you are working? Are you under probation period or your service is confirmed in writing?

Do standing orders (model/certified) apply to establishment and your designation?

What is notice period as per appointment letter/offer letter and what was notice period tendered by you?

Was ever any stinker, memo, show cause notice on any misconduct issued to you?

Does the establishment have its appraisal system? Do you have copy of signed appraisal forms, matrix, KRA’s, performance date? How was your performance?

Are you a member of employee’s/trade unions?

Has the establishment issued/supplied, offer letter, appointment letter, salary slips of all months, PF number and a/c slips of all years, ESIC card, correct FnF statement, Form 16 as per correct FnF statement, acknowledgment and acceptance of notice of resignation/final resignation, acknowledgment of handover of charge, NOC/NDC……………?

You may revert to relevant points.

Name of company etc is not required so don’t post names etc .

Dear Sir

Please go through the follwoing

1. Establishment : Limited Company

2. Nature of Company : MFI ( Lending Loans to Self Help Groups etc.. in urban & rural) 

3. Persons Employed : More Than 5000 employes ( All Over India)

4. Designation : Manager - Taxation

5. Leave Sanction Etc: No

6. Persons Report to me : 0

7. Telangana

8. No probation , Confirmed Appointment received at the time of Joining

9. Sanction Power Loan / Leave : Nil

10. Notice Period : 2 Months ( I Did not serverd 1 day even)

11.Was ever any stinker, memo, show cause notice on any misconduct issued to you : No

You please note that may not it be termed as loan but you cannot decline the fact that your ex-company is entitled to get money for not serving the notice period. It is your payment to be made and should not be missed out unreasonably. Generally credit rate gets affected for any missed out payment be it loan or otherwise and at the same time escapism is not at all a good gesture.

Further please either serves the mandatory notice period or pay the compensation. And hopefully only then you can ask the CIBIL to amend your rate as per the latest sooner than the later.