Sir, there is a property for which the person 'A' is a legal heir and the house tax been paid by him for more than 20 years, the A's father did not write any ownership on that person or not to any one the property is being enjoyed by 'A' without any documents of the property which looks like a ancestral property because 'A's father also did not have any documents at his life time. Now 'A' wants to take loan on this property i.e., mortage loan. I would be grateful if you please advise me the procedure to get the mortage loan on the property from the nationalised bank without any legal problems.