Need help regarding wht i can do as a unemployed student.I took an education loan of Rs203000 in 2008-2009 for MCA .My father just after taking loan started depositing Rs1000 every month .I tried for govt jobs after completion of my course in july 2011 but i failed.In 2014 my father had an accident with head injury and paralysed ,he became completly bed ridden.Me and my mother had to stay home to take care of him.He was admitted to hospital several times n we r in lot of debt from frnds n family .I deposited Rs1000 even when my father was ill without fail.
My father passed away in agust 2016 .Bank send me notice for not paying interest to which i approached regional office with application of my financial status and a request for one time settlement .The official of RACPC then asked me to wait as their was no ots scheme then,he asked me to deposite some money regularly i did as well Rs2000,4000 etc.In dec2017 i got a call that their is lok adalat n we hv a chance for ots , i didnt got notice .Me n my mom went and ots of 117000 was made with time period to pay till 9april.I was not able to deposite 117000 i had only 50000 at that time i went to RACPC in regional office n he asked me to wait for another scheme, i requested him to extend the date for117000 but he refused.I was told to request to branch manager of the branch office from where i took loan.I went n told him about situation n requested to give me some time he asked me to write a frsh application n he spoke to someone in regional office n said ur request is accepted with a condition to depositeRs50000 in 2days and my mother deposited Rs50000 as well.He said to deposite rest Rs67000 in july and we some how arranged the mny n deposited .He told me to come for NOC after 2weeks i went after 3weeks now he says go to regional office talk to someone only they can help i cannot do anything we went to regional office n he said no request or proposal came for OTS.when i asked to branch manager he said come after a week and now he says its not my responsibilty .
Everything that i paid went to loan repayment not a OTS .Sir i asked to RACPC official about any OTS scheme he said their is of 50% if gardiuan is not their with proper source of INCOME N if client is unemployed .Sir my mother is a systolic dysfunction patient and branch manager is saying different things now .What should i do .I have a copy of request for OTS application with his signature .
plzzzzzzzzzzzzzzzzzz help or i have just a way to commit suicide to come out of this
