tq naveen kumar. every state has its own stamp duty schedules under stamp Act as the stamp duty is in state list as aso under concurrent list so variations are there pls. LIC is headquartered at mumbai it has got its own procedures like other insurers like united india insurance company they have to follow GIC guidelines unlike GIC procedures. i am an arbitrator/mediator for insurance companies in India as also arbitrator/mediator/conciliator for shipping companies for them different conventions like NYC/GC we use... so i do not claim i know every thing, as every day is a new day of learning; i am also conciliator for marriage issues as i also act as conciliator before breaks in marriages as break in marriages make the children suffer. So i always tell people before marrying please check background of your would be spouce, as today marriages take place thanks marriage portals. fast marriages land in fast marriages and fast divorces like one changes shirts. people need to treat marriage is creating progeny of you so built up on strong foundations, money needed that is not everything of life but loveable human relations between spouses is my view.. may be wrong to people who just like s*x play but that not last long. s*x is a part like money but it is not hllistic living is it not. so we always say bear with mistakes or errors of spouses and that paves a happy family to live for ever and like that all of us are born and living several centuries even time immemorial. Life is not a consumption economics but a great living of frugality sir!
so your view i appreciated when u came to help the man in trouble but every issue has to be dealt with individually not generally, law is a high grade profession which treats every case just unique while applyig laws to facts. hence people called it liberal profession but high expertise of application of laws to facts ans facts are facts and facts cannot be challenged but law and its application. so lawers charge fees as they have to rack their brains with facts of a client with existing laws and if laws are incompatible we go head with pleas for declaring law ultra vires as it did not fo]it various facts that emerge and that way laws are geting modified. sir! thanks n regards. Adv.Dr.G.Balakrishnan, Ph.D (Economics) LL.M,