All origional documents were submitted to the bank. I have recieved all origionals except legal kit and builder NOC.
The process which bank employee follow is that he directly contacted with builder and collected all documents and that recieved copy should be with builder. documents which he did not collected from builder; was informed me over call then I had collected and handover them to the bank employee who was processing my loan and recieved copy should be with builder with my name.
I have another question:
if you are saying "The bank is right in asking you for showing proof of lodgement of Property document etc. at the time of execution of Housing loan agreement"
Can you please let me know any bank who gives home loan without legal kit and builder NOC? if not then why did HSBC bank not mentioned legal documents detail in list of document and why it is not returned to me? and if they do not required the kit then why they asked for property documents when loan sanctioned? how do they property evaluation and search report. how they find if anything was wrong previously with this land or flat.
It seems there mistake. but they are not agree to accept it. If I again take followup for whole the process then its again a big headech more then take a home loan.
Please share your thought and give me advice.
Thanks