Dear Concerned
I had purchased a property in Mumbai in the year 1997. During that time we had paid the stamp duty and given the original deed at the Bandra sub-registrar office. However I was young at that time and my father was new to the city, so we did not know that we were to collect the same deed after stamping. Therefore the original agreement was never collected. Once in 2005 when I wanted a mortgage loan we realised that the document was not with us and presumed it to be lost. As per the banks requirement, we made a police complaint and also gave in selected news papers that my father and me were the owners of the flat and that there was no claim form anyone else. We received no replies and the bank lawyer write a bond to the bank stating that the property was ours. The bank issued a loan which was later on paid up.
However recently our Society asked the original documents from all the members for the purpose of conveyance. Thats when I dug more deeper and realised that we might have not collected the deed from the sub-registrar office in the first place. I contacted a few property agents who told me that they can get the deed from the office and that Ill have to pay a hefty sum. Some of them asked for 30k and some 50k which is way above my budget.
I need assistance as to how can I get the deed from the sub-registrar office in Bandra which we have not collected since the last 15 years. Just for your information, my father has passed off in the month of August, 2014 and his name was first in the agreement and mine second.
Any help in this matter will be highly appreciated.
Thanks.
