Hi Experts,
I need your opinion on the rights of legal heir in the following case –
A (husband) and B (wife) marry. Two years after the marriage, B expires interstate (without leaving a will). A and B have no children. Is A (husband) her sole legal heir?
1) 1) Life Insurance - B (wife) has life insurance from office and two more life insurance policies. B has nominated her mother in all of them and does not change the nomination post marriage. Insurance company says that they will pay the insurance sum to B’s mother. Isn’t A (husband), being the legal heir, should claim the insurance sum?
2) 2) PF and Gratuity – B’s mother is again the nominee. She would receive the money.
3) 3) B’s salary account - B’s mother is again the nominee. She would receive the money after the final settlement from office.
As far as my understanding, a nominee is only there to ‘receive’ the money and should distribute the money to legal heirs (Husband in this case)?
Thanks