We manage to speak to him during this time and he could settle those EMI as when some issue raise. However, the process continued and until we get a shock somebody from Indian Pvt bank came to our above said flat asking this person, we were told by him that this person has defaulted EMI for last three months and he is not reachable. Since then we/and the bank are trying to trace this person but no whereabouts. Today we have received a letter from the bank addressed to the owner and telling others that the property has been attached and no one can deal with this person for this property.
I sincerely seek expert advice on this matter. Apparently me and brother are working personnel and my mother and father are only people available during the working hrs and that's when we receive such letters which gives them shocks.