a. Letter of Surety from an independent Surety who is not the spouse / family member of the applicant and who is acceptable to the DP.
My Question is why is succession required when as per Law she is legal Heir and we son and daughter have written 'No Objection Letters' in favour of my mother. All my father's Mutual Fund investment & Savings account were transmitted to my mother based on the above mentioned documents (except surety), even same Bank has transferred FD's & Savings account without nominee to my mother then why cannot DMAT account. However, in DMAT transmission Senior Manager of the bank himself is giving the surety in this case.
Now my mother has also expired in Oct 2011, I'm nominee for her DMAT account.
How do we get access to the securities of my father as well as my mother. Please suggest what is the way out considering the fact we are already struggling for the transmission from 2 years.
Is there any other way then Succession Certificate> If no, how combersome or time consuming is this process.
