Dear Users,
I lost my job. so, I am unable to pay my Personal loan EMI to the HDFC Bank from Aug'13.
This situation is totally an unexpected one for me.Already my savings are drained totally.
May be I will get a new job in 2-3 months but i am not sure.
Loan Amount: 75000 Number of Installments: 36
Paid Installments :22 Amount: Rs.68316
Pending Installments :14 Amount: Rs.40236(If paid without any additional charges - EMI amount only)
EMI pending from Aug'13 last month
So,give me a solution to manage this situation.
Can I send a letter to the bank stating that this is my situation after I lost my job? or can I talk to the bank Manager? what to say to him?
what are the other options?
Thanks
